Getting into an accident while riding in an Uber can be confusing and stressful. Unlike a regular car crash, Uber accidents involve multiple insurance policies, making it harder to figure out who should cover your medical bills, lost wages, and other damages. Whether you were a passenger, an Uber driver, or another motorist involved in the accident, knowing your rights and how to seek Uber crash compensation is crucial.
Who Pays for Your Damages?
One of the biggest challenges in an Uber accident is identifying who is responsible for paying compensation. Uber provides insurance coverage, but it depends on what the driver was doing at the time of the crash:
- If the driver wasn’t using the app: The driver’s personal auto insurance applies.
- If the driver was logged in but hadn’t accepted a ride: Uber provides limited coverage if the driver’s personal insurance doesn’t cover the damages.
- If the driver had accepted a ride or was transporting a passenger: Uber’s $1 million insurance policy is in effect.
Because multiple insurance providers are often involved, they may try to shift blame or minimize what they owe. This is why working with an Uber crash lawyer can help you fight for the compensation you deserve.
Gathering Evidence to Strengthen Your Case
After an Uber accident, collecting evidence is crucial to building a strong claim. Insurance companies look for reasons to reduce or deny payouts, so having clear proof of what happened can protect your rights. Important evidence includes:
- Medical records – Proof of your injuries and necessary treatment.
- Accident reports – Official documentation from the police.
- Witness statements – Testimonies from people who saw the crash.
- Photos and videos – Clear images of vehicle damage, the accident scene, and injuries.
- Uber ride records – Confirmation that you were an active passenger at the time of the crash.
The more evidence you have, the harder it is for insurance companies to deny your claim.
Filing a Compensation Claim and Common Hurdles
The process of filing a claim after an Uber accident isn’t always easy. Insurance companies often delay payments, offer lowball settlements, or deny claims entirely. Liability disputes can arise, especially in multi-vehicle accidents. Uber also tries to avoid responsibility by classifying its drivers as independent contractors rather than employees.
An experienced Uber accident lawyer can handle these challenges for you. They know how to deal with insurance companies, prove fault, and fight for a fair settlement. If necessary, they can also take your case to court.
Why You Need an Uber Car Accident Attorney
Handling an Uber accident claim on your own can be overwhelming, especially when insurance companies try to pressure you into settling for less than you deserve. A skilled Uber car accident attorney understands New York’s insurance laws and Uber’s policies. They can make sure you’re treated fairly and help you recover the full compensation you need for medical bills, lost wages, and pain and suffering.
At Gash & Associates, P.C., we’re experienced in handling Uber accident cases and protecting the rights of injured passengers, drivers, and pedestrians. If you’ve been in an Uber crash in New York, call us at (914) 328-8800 for a consultation.