Bicycle accidents in New York City can be overwhelming, especially given the city’s busy streets and complex traffic laws. If you’re involved in a bike accident, taking the right steps can protect your health, legal rights, and potential compensation. Here’s what you need to know.
Seek Medical Attention Immediately
Your health comes first. Even if you feel fine, injuries from a bicycle accident—such as concussions, fractures, or internal injuries—may not be immediately apparent. Seeking medical attention right away ensures you get the care you need and provides official documentation of your injuries, which can be crucial for a legal claim.
Report the Accident
Call 911 and report the accident to the police. A police report provides an official record of the incident, which can help establish fault. Be sure to get a copy of the report, as it will be important if you need to file an insurance claim or lawsuit.
Document the Scene
If you are physically able, gather as much evidence as possible. Take photos of:
- Your injuries
- Damage to your bicycle
- The vehicle involved, including its license plate
- The accident location, including street signs, traffic signals, and any hazards that may have contributed to the crash
Collect contact information from witnesses who saw the accident. Their statements can support your version of events if there’s a dispute over what happened.
Understand Your Rights and Potential Compensation
New York law allows injured cyclists to seek compensation for medical expenses, lost wages, pain and suffering, and property damage. However, because New York follows a no-fault insurance system, your ability to recover damages may depend on whether you have personal injury protection (PIP) coverage or if the driver involved is liable for your injuries. An attorney can help determine your options based on the specifics of your case.
Dealing with Insurance Companies
Insurance companies may try to minimize payouts or deny claims altogether. Be cautious when speaking with an insurer, and never accept a settlement offer without understanding the full extent of your injuries and damages. A lawyer can handle these negotiations and advocate for the compensation you deserve.
Why You Need a Lawyer
Navigating legal issues after a bicycle accident can be complicated. A skilled attorney can:
- Assess liability and gather evidence to support your claim
- Handle negotiations with insurance companies to prevent lowball settlements
- File a personal injury lawsuit if necessary to seek full compensation
At Gash & Associates, P.C., we have experience representing injured cyclists and understand the challenges of dealing with insurance companies and at-fault drivers. If you’ve been in a bicycle accident in New York City, we’re here to help. Call us at (914) 328-8800 for a consultation.
Taking the right steps after an accident can make a significant difference in your recovery and legal outcome. Make sure you protect your rights by seeking medical care, documenting the scene, and consulting with a lawyer who can guide you through the process.